Cygnet Validex
Digital platform to meet your custom business needs
The platform provides an enhanced virtual experience of checking eligibility or pre-approvals and end-to-end encrypted journey, speeding up the process of offering financial products and vendor onboarding.
Explore endless benefits of Cygnet Validex
Quicker onboarding
Loan origin capabilities
In-built electronic signature
Verification checks at every stage
Reduced per application cost and faster TAT
Digitized loan processing with cashless distribution
Explore our Digital Lending module of Cygnet Validex
Eligibility check
Checks national ID proofs like Aadhaar and PAN along with personal details and business details of the potential borrower.
Capturing financial details
Verifies GST and bank statement details to proceed further in the loan application process.
Document upload
Checks and verifies financial and company documents such as auditor’s report, director’s report of the borrower.
In-principal loan offer
The prospect seeking loan is offered in-principal loan offer after multiple checks and credit analysis by underwriting model at back-end.
KYC process
Post acceptance, the platform enables address verification and video KYC with borrower’s residential proof and PAN card details for easy onboarding.
Agreement signing
The borrower can scan through the agreement with details and approve it with electronic signature.
NACH
Registering with NACH will give authentication to debit or credit funds from borrower’s account.
Disbursement
The final stage where the loan is ready to be disbursed.
